/* ==========================================================================
   Elliott's Buyers Agent — Wagga Wagga
   Refactored UI: Playfair Display + Inter, refined tokens, accessible interactions
   ========================================================================== */

:root {
  /* Brand */
  --navy: #182344;
  --navy-deep: #0d1530;
  --navy-soft: #2a3a64;
  --gold: #b69658;
  --gold-light: #d4b87a;

  /* Neutral */
  --bg: #ffffff;
  --bg-warm: #faf9f6;
  --bg-soft: #f3f5f7;
  --border: #e6e9ec;
  --border-soft: #eef0f3;
  --text: #1f2533;
  --text-muted: #56627a;
  --text-faint: #8a93a6;
  --white: #ffffff;

  /* Spacing */
  --space-1: 4px;
  --space-2: 8px;
  --space-3: 12px;
  --space-4: 16px;
  --space-5: 24px;
  --space-6: 32px;
  --space-7: 48px;
  --space-8: 64px;
  --space-9: 96px;
  --space-10: 128px;

  /* Radius */
  --radius-sm: 6px;
  --radius-md: 10px;
  --radius-lg: 16px;
  --radius-xl: 24px;
  --radius-pill: 999px;

  /* Shadow */
  --shadow-xs: 0 1px 2px rgba(15, 23, 48, 0.06);
  --shadow-sm: 0 2px 8px rgba(15, 23, 48, 0.06);
  --shadow-md: 0 8px 24px rgba(15, 23, 48, 0.08);
  --shadow-lg: 0 18px 48px rgba(15, 23, 48, 0.12);
  --shadow-xl: 0 28px 70px rgba(15, 23, 48, 0.18);

  /* Type */
  --font-serif: "Playfair Display", "Cormorant Garamond", Georgia, "Times New Roman", serif;
  --font-sans: "Inter", -apple-system, "system-ui", "Segoe UI", "Helvetica Neue", Arial, sans-serif;

  /* Container */
  --container: 1200px;
  --container-narrow: 920px;

  /* Transition */
  --ease: cubic-bezier(0.2, 0.8, 0.2, 1);
}

* { box-sizing: border-box; margin: 0; padding: 0; }

html {
  -webkit-text-size-adjust: 100%;
  scroll-behavior: smooth;
}

body {
  font-family: var(--font-sans);
  font-size: 17px;
  line-height: 1.6;
  color: var(--text);
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  font-feature-settings: "kern", "liga", "ss01";
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a { color: inherit; text-decoration: none; }
a:focus-visible,
button:focus-visible,
summary:focus-visible {
  outline: 2px solid var(--gold);
  outline-offset: 3px;
  border-radius: var(--radius-sm);
}

ul, ol { list-style: none; }
button { font: inherit; cursor: pointer; background: transparent; border: 0; }

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-serif);
  font-weight: 600;
  line-height: 1.12;
  color: var(--navy);
  letter-spacing: -0.01em;
}

::selection {
  background: var(--navy);
  color: #fff;
}

/* ==========================================================================
   Helpers
   ========================================================================== */
.container {
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 var(--space-5);
}
.container-narrow {
  max-width: var(--container-narrow);
  margin: 0 auto;
  padding: 0 var(--space-5);
}

.eyebrow {
  display: inline-block;
  font-family: var(--font-sans);
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--gold);
}
.eyebrow-light { color: var(--gold-light); }

/* ==========================================================================
   Buttons (with proper SVG arrow via mask)
   ========================================================================== */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 16px 28px;
  font-family: var(--font-sans);
  font-size: 15px;
  font-weight: 600;
  line-height: 1.2;
  letter-spacing: 0.01em;
  border-radius: var(--radius-sm);
  border: 1.5px solid var(--navy);
  background: var(--navy);
  color: var(--white);
  text-align: center;
  transition: background 0.25s var(--ease), border-color 0.25s var(--ease),
              transform 0.25s var(--ease), box-shadow 0.25s var(--ease), color 0.25s var(--ease);
  cursor: pointer;
  white-space: nowrap;
}
.btn::after {
  content: "";
  width: 16px;
  height: 16px;
  background-color: currentColor;
  -webkit-mask: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'><line x1='5' y1='12' x2='19' y2='12'/><polyline points='12 5 19 12 12 19'/></svg>") center/contain no-repeat;
          mask: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'><line x1='5' y1='12' x2='19' y2='12'/><polyline points='12 5 19 12 12 19'/></svg>") center/contain no-repeat;
  transform: translateX(0);
  transition: transform 0.25s var(--ease);
}
.btn:hover {
  background: var(--navy-deep);
  border-color: var(--navy-deep);
  transform: translateY(-1px);
  box-shadow: var(--shadow-md);
}
.btn:hover::after { transform: translateX(3px); }

.btn-light {
  background: var(--white);
  color: var(--navy);
  border-color: var(--white);
}
.btn-light:hover {
  background: var(--bg-warm);
  border-color: var(--bg-warm);
}

.btn-outline {
  background: transparent;
  color: var(--navy);
  border-color: var(--navy);
}
.btn-outline:hover {
  background: var(--navy);
  color: var(--white);
}

.btn-outline-light {
  background: transparent;
  color: var(--white);
  border-color: rgba(255, 255, 255, 0.5);
}
.btn-outline-light:hover {
  background: var(--white);
  color: var(--navy);
  border-color: var(--white);
}

.btn-lg { padding: 18px 32px; font-size: 16px; }
.btn-sm { padding: 12px 20px; font-size: 13px; }
.btn-no-arrow::after { display: none; }

/* ==========================================================================
   Header
   ========================================================================== */
.site-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 22px 40px;
  background: var(--white);
  border-bottom: 1px solid var(--border-soft);
}
.site-header .logo img {
  height: 48px;
  width: auto;
}
.site-header .header-cta {
  padding: 13px 22px;
  font-size: 13.5px;
}

/* ==========================================================================
   Hero
   ========================================================================== */
.hero {
  position: relative;
  min-height: 760px;
  display: flex;
  align-items: center;
  background: var(--navy) url('assets/images/0cc256d367dc036f43a33a4c997f8bc3acbe60a5-2048x840-1.png') center/cover no-repeat;
  color: var(--white);
  padding: var(--space-9) var(--space-5);
  overflow: hidden;
}
.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    linear-gradient(135deg, rgba(13, 21, 48, 0.82) 0%, rgba(13, 21, 48, 0.55) 60%, rgba(13, 21, 48, 0.45) 100%),
    radial-gradient(800px 400px at 25% 35%, rgba(13, 21, 48, 0.55), transparent 70%);
  z-index: 1;
}
.hero .container {
  position: relative;
  z-index: 2;
  max-width: 1080px;
}
.hero-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-sans);
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--gold-light);
  margin-bottom: var(--space-5);
}
.hero-eyebrow::before {
  content: "";
  width: 24px;
  height: 1px;
  background: var(--gold-light);
}
.hero h1 {
  color: var(--white);
  font-size: clamp(42px, 5.4vw, 68px);
  line-height: 1.05;
  letter-spacing: -0.015em;
  font-weight: 600;
  max-width: 880px;
  margin-bottom: var(--space-5);
}
.hero h1 em {
  font-style: italic;
  color: var(--gold-light);
  font-weight: 500;
}
.hero-sub {
  color: rgba(255, 255, 255, 0.92);
  font-size: 18px;
  line-height: 1.65;
  max-width: 640px;
  margin-bottom: var(--space-4);
}
.hero-tagline {
  font-style: italic;
  font-family: var(--font-serif);
  font-size: 22px;
  font-weight: 500;
  color: var(--gold-light);
  margin-bottom: var(--space-5);
  letter-spacing: 0.005em;
}
.hero-actions {
  display: flex;
  gap: var(--space-3);
  margin-top: var(--space-6);
  flex-wrap: wrap;
}

/* ==========================================================================
   Trust bar
   ========================================================================== */
.trust-bar {
  padding: var(--space-7) var(--space-5);
  text-align: center;
  background: var(--white);
  border-bottom: 1px solid var(--border-soft);
}
.trust-bar h4 {
  font-family: var(--font-sans);
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--text-faint);
  margin-bottom: var(--space-5);
}
.trust-logos {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: var(--space-8);
  flex-wrap: wrap;
}
.trust-logos img {
  height: 32px;
  width: auto;
  object-fit: contain;
  opacity: 0.65;
  filter: grayscale(100%);
  transition: opacity 0.25s var(--ease), filter 0.25s var(--ease);
}
.trust-logos img:hover {
  opacity: 1;
  filter: grayscale(0%);
}
.trust-logos img.lg { height: 38px; }

/* ==========================================================================
   Section helpers
   ========================================================================== */
.section { padding: var(--space-9) var(--space-5); }
.section-tight { padding: var(--space-8) var(--space-5); }
.section-light { background: var(--bg-soft); }
.section-warm { background: var(--bg-warm); }
.section-navy { background: var(--navy); color: var(--white); }
.section-navy h1, .section-navy h2, .section-navy h3, .section-navy h4 { color: var(--white); }

.section-head {
  text-align: center;
  max-width: 760px;
  margin: 0 auto var(--space-7);
}
.section-head h2 {
  font-size: clamp(32px, 3.8vw, 44px);
  margin-bottom: var(--space-3);
}
.section-head .lead {
  font-size: 17px;
  color: var(--text-muted);
  line-height: 1.6;
}
.section-head .eyebrow { margin-bottom: var(--space-3); }

/* ==========================================================================
   Two-col layout (text + image)
   ========================================================================== */
.two-col {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-9);
  align-items: center;
  max-width: var(--container);
  margin: 0 auto;
}
.two-col .col-text h2 {
  font-size: clamp(30px, 3.4vw, 42px);
  margin-bottom: var(--space-5);
}
.two-col .col-text > p,
.two-col .col-text > ul {
  margin-bottom: var(--space-4);
  font-size: 17px;
  line-height: 1.7;
  color: var(--text-muted);
}
.two-col .col-text strong { color: var(--text); font-weight: 600; }
.two-col .col-text ul li {
  position: relative;
  padding-left: 32px;
  margin-bottom: var(--space-3);
  font-size: 17px;
  line-height: 1.55;
  color: var(--text);
}
.two-col .col-text ul li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 6px;
  width: 18px;
  height: 18px;
  background: var(--navy);
  -webkit-mask: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'><polyline points='20 6 9 17 4 12'/></svg>") center/14px no-repeat;
          mask: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'><polyline points='20 6 9 17 4 12'/></svg>") center/14px no-repeat;
  border-radius: 999px;
  background-color: var(--gold);
}
.two-col .col-text .btn { margin-top: var(--space-4); }
.two-col .col-image img {
  width: 100%;
  height: 540px;
  border-radius: var(--radius-lg);
  object-fit: cover;
  box-shadow: var(--shadow-md);
}
.two-col.flip .col-image { order: -1; }
.two-col.compact { gap: var(--space-7); }
.two-col.compact .col-image img { height: 460px; }

/* ==========================================================================
   Services (4-card grid on navy)
   ========================================================================== */
.services {
  background: var(--navy);
  color: var(--white);
  padding: var(--space-9) var(--space-5);
}
.services .section-head .eyebrow { color: var(--gold-light); }
.services .section-head .lead { color: rgba(255, 255, 255, 0.78); }

.services-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--space-4);
  max-width: var(--container);
  margin: 0 auto;
}
.service-card {
  background: var(--white);
  color: var(--text);
  border-radius: var(--radius-md);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  transition: transform 0.3s var(--ease), box-shadow 0.3s var(--ease);
  display: flex;
  flex-direction: column;
}
.service-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
}
.service-card-img {
  position: relative;
  aspect-ratio: 4 / 3;
  overflow: hidden;
}
.service-card-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.5s var(--ease);
}
.service-card:hover .service-card-img img { transform: scale(1.04); }
.service-card .card-body {
  padding: var(--space-5);
  flex: 1;
  display: flex;
  flex-direction: column;
}
.service-card h4 {
  font-size: 22px;
  color: var(--navy);
  margin-bottom: var(--space-3);
  font-weight: 600;
}
.service-card p {
  font-size: 14.5px;
  line-height: 1.6;
  color: var(--text-muted);
  flex: 1;
}
.service-card-cta {
  margin-top: var(--space-4);
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-family: var(--font-sans);
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  color: var(--navy);
  transition: gap 0.2s var(--ease);
}
.service-card-cta::after {
  content: "→";
  transition: transform 0.2s var(--ease);
}
.service-card:hover .service-card-cta { gap: 10px; }
.service-card:hover .service-card-cta::after { transform: translateX(2px); }

/* ==========================================================================
   Success Stories — 2x2 navy
   ========================================================================== */
.success {
  padding: var(--space-9) var(--space-5);
  background: var(--bg-warm);
}
.success-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-5);
  max-width: var(--container);
  margin: 0 auto;
}
.case-card {
  background: var(--navy);
  color: var(--white);
  border-radius: var(--radius-lg);
  overflow: hidden;
  display: flex;
  flex-direction: column;
  box-shadow: var(--shadow-md);
  transition: transform 0.3s var(--ease), box-shadow 0.3s var(--ease);
}
.case-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-xl);
}
.case-card-img {
  position: relative;
  aspect-ratio: 16 / 9;
  overflow: hidden;
}
.case-card-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}
.case-card-img::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, rgba(13, 21, 48, 0) 50%, rgba(13, 21, 48, 0.4) 100%);
}
.case-body {
  padding: var(--space-6) var(--space-6) var(--space-7);
  flex: 1;
  display: flex;
  flex-direction: column;
}
.case-num {
  font-family: var(--font-sans);
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--gold-light);
  margin-bottom: var(--space-2);
}
.case-card h3 {
  font-size: 28px;
  color: var(--white);
  margin-bottom: var(--space-5);
  font-family: var(--font-serif);
  font-weight: 600;
  line-height: 1.15;
}
.case-block {
  margin-bottom: var(--space-4);
}
.case-label {
  display: block;
  font-family: var(--font-sans);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--gold-light);
  margin-bottom: 4px;
}
.case-block p {
  font-size: 15px;
  line-height: 1.65;
  color: rgba(255, 255, 255, 0.86);
  margin: 0;
}
.case-list {
  margin: 0 0 var(--space-4) 0;
  padding: 0;
}
.case-list li {
  position: relative;
  padding-left: 24px;
  font-size: 15px;
  line-height: 1.55;
  color: rgba(255, 255, 255, 0.88);
  margin-bottom: 6px;
}
.case-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 7px;
  width: 14px;
  height: 14px;
  background: var(--gold-light);
  -webkit-mask: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'><polyline points='20 6 9 17 4 12'/></svg>") center/contain no-repeat;
          mask: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'><polyline points='20 6 9 17 4 12'/></svg>") center/contain no-repeat;
}
.case-quote {
  font-family: var(--font-serif);
  font-style: italic;
  font-size: 16.5px;
  color: var(--white);
  border-top: 1px solid rgba(255, 255, 255, 0.16);
  padding-top: var(--space-4);
  margin-top: auto;
  line-height: 1.5;
}
.case-quote cite {
  display: block;
  margin-top: 6px;
  font-style: normal;
  font-family: var(--font-sans);
  font-size: 12px;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold-light);
}

/* ==========================================================================
   Learn (4 navy cards)
   ========================================================================== */
.learn {
  padding: var(--space-9) var(--space-5);
  background: var(--white);
  text-align: center;
}
.learn-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--space-4);
  max-width: var(--container);
  margin: 0 auto var(--space-6);
}
.learn-card {
  background: var(--navy);
  color: var(--white);
  border-radius: var(--radius-md);
  padding: var(--space-6);
  text-align: left;
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
  position: relative;
  overflow: hidden;
  transition: transform 0.3s var(--ease), box-shadow 0.3s var(--ease);
}
.learn-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}
.learn-card-num {
  font-family: var(--font-serif);
  font-style: italic;
  font-size: 32px;
  font-weight: 500;
  color: var(--gold-light);
  line-height: 1;
  margin-bottom: var(--space-2);
}
.learn-card h3 {
  color: var(--white);
  font-size: 21px;
  line-height: 1.2;
  margin-bottom: var(--space-2);
  font-weight: 600;
}
.learn-card p {
  font-size: 14.5px;
  line-height: 1.6;
  color: rgba(255, 255, 255, 0.82);
}

/* ==========================================================================
   Want Personal Guidance — navy bar
   ========================================================================== */
.guidance-bar {
  background: var(--navy);
  color: var(--white);
  text-align: center;
  padding: var(--space-7) var(--space-5);
  position: relative;
  overflow: hidden;
}
.guidance-bar::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    radial-gradient(600px 300px at 20% 50%, rgba(182, 150, 88, 0.12), transparent 70%),
    radial-gradient(500px 250px at 80% 50%, rgba(182, 150, 88, 0.08), transparent 70%);
  pointer-events: none;
}
.guidance-bar > * { position: relative; z-index: 1; }
.guidance-bar h2 {
  color: var(--white);
  font-size: clamp(28px, 3.2vw, 38px);
  margin-bottom: var(--space-5);
}

/* ==========================================================================
   Who we can help — image + accordion
   ========================================================================== */
.who {
  padding: var(--space-9) var(--space-5);
  background: var(--white);
}
.who-inner {
  max-width: var(--container);
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-9);
  align-items: start;
}
.who-img img {
  width: 100%;
  height: 600px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
}
.who-text h2 {
  font-size: clamp(30px, 3.4vw, 42px);
  margin-bottom: var(--space-3);
}
.who-lead {
  color: var(--text-muted);
  font-size: 16.5px;
  line-height: 1.65;
  margin-bottom: var(--space-6);
}
.who-acc {
  border-top: 1px solid var(--border);
}
.who-acc details {
  border-bottom: 1px solid var(--border);
  padding: var(--space-5) 0;
}
.who-acc summary {
  cursor: pointer;
  font-family: var(--font-serif);
  font-size: 22px;
  font-weight: 600;
  color: var(--navy);
  display: flex;
  justify-content: space-between;
  align-items: center;
  list-style: none;
  padding-right: 6px;
  user-select: none;
}
.who-acc summary::-webkit-details-marker { display: none; }
.who-acc summary::after {
  content: "";
  width: 22px;
  height: 22px;
  flex: none;
  margin-left: var(--space-4);
  background: var(--navy);
  -webkit-mask: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'><line x1='12' y1='5' x2='12' y2='19'/><line x1='5' y1='12' x2='19' y2='12'/></svg>") center/contain no-repeat;
          mask: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'><line x1='12' y1='5' x2='12' y2='19'/><line x1='5' y1='12' x2='19' y2='12'/></svg>") center/contain no-repeat;
  transition: transform 0.3s var(--ease);
}
.who-acc details[open] summary::after {
  -webkit-mask-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'><line x1='5' y1='12' x2='19' y2='12'/></svg>");
  mask-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'><line x1='5' y1='12' x2='19' y2='12'/></svg>");
}
.who-acc .acc-content {
  padding: var(--space-4) 0 var(--space-2);
  font-size: 15.5px;
  line-height: 1.7;
  color: var(--text-muted);
}
.who-acc .acc-content > strong {
  display: block;
  font-family: var(--font-serif);
  font-size: 17px;
  color: var(--navy);
  margin-bottom: var(--space-3);
  font-weight: 600;
  font-style: italic;
}
.who-acc .acc-content p { margin-bottom: var(--space-3); }
.who-acc .acc-content p:last-child { margin-bottom: 0; }

/* ==========================================================================
   Meet Ben — Navy
   ========================================================================== */
.meet-ben {
  background: var(--navy);
  color: var(--white);
  padding: var(--space-9) var(--space-5);
}
.meet-ben-inner {
  max-width: 1080px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 320px 1fr;
  gap: var(--space-8);
  align-items: center;
}
.meet-ben-portrait {
  position: relative;
}
.meet-ben-portrait img {
  width: 320px;
  height: 320px;
  border-radius: 50%;
  object-fit: cover;
  object-position: center 25%;
  border: 5px solid rgba(255, 255, 255, 0.08);
  box-shadow: var(--shadow-lg);
}
.meet-ben-portrait::before {
  content: "";
  position: absolute;
  inset: -12px;
  border: 1px solid rgba(212, 184, 122, 0.3);
  border-radius: 50%;
  pointer-events: none;
}
.meet-ben h2 {
  color: var(--white);
  font-size: clamp(36px, 3.8vw, 48px);
  margin-bottom: var(--space-2);
}
.meet-ben-tagline {
  font-family: var(--font-serif);
  font-style: italic;
  color: var(--gold-light);
  font-size: 19px;
  margin-bottom: var(--space-5);
}
.meet-ben p {
  font-size: 16.5px;
  line-height: 1.7;
  color: rgba(255, 255, 255, 0.85);
  margin-bottom: var(--space-3);
  max-width: 600px;
}
.meet-ben p:last-child { margin-bottom: 0; }

/* ==========================================================================
   FAQ
   ========================================================================== */
.faq {
  background: var(--bg-soft);
  padding: var(--space-9) var(--space-5);
}
.faq .section-head h2 { font-size: clamp(32px, 3.6vw, 42px); }
.faq-list {
  max-width: 880px;
  margin: 0 auto;
}
.faq-item {
  background: var(--white);
  border-radius: var(--radius-md);
  margin-bottom: var(--space-3);
  border: 1px solid var(--border-soft);
  overflow: hidden;
  transition: box-shadow 0.25s var(--ease), border-color 0.25s var(--ease);
}
.faq-item:hover { border-color: var(--border); box-shadow: var(--shadow-xs); }
.faq-item[open] { box-shadow: var(--shadow-sm); border-color: var(--border); }
.faq-item summary {
  cursor: pointer;
  padding: 22px 26px;
  font-family: var(--font-sans);
  font-size: 16px;
  font-weight: 600;
  color: var(--navy);
  display: flex;
  justify-content: space-between;
  align-items: center;
  list-style: none;
  user-select: none;
  gap: var(--space-4);
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after {
  content: "";
  width: 18px;
  height: 18px;
  flex: none;
  background: var(--navy);
  -webkit-mask: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'><line x1='12' y1='5' x2='12' y2='19'/><line x1='5' y1='12' x2='19' y2='12'/></svg>") center/contain no-repeat;
          mask: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'><line x1='12' y1='5' x2='12' y2='19'/><line x1='5' y1='12' x2='19' y2='12'/></svg>") center/contain no-repeat;
  transition: transform 0.3s var(--ease);
}
.faq-item[open] summary::after {
  -webkit-mask-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'><line x1='5' y1='12' x2='19' y2='12'/></svg>");
  mask-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'><line x1='5' y1='12' x2='19' y2='12'/></svg>");
}
.faq-item .faq-content {
  padding: 0 26px 24px;
  font-size: 15.5px;
  line-height: 1.7;
  color: var(--text-muted);
}
.faq-item .faq-content p { margin-bottom: var(--space-3); }
.faq-item .faq-content p:last-child { margin-bottom: 0; }
.faq-item .faq-content strong { color: var(--text); font-weight: 600; }
.faq-item .faq-content ul { margin: var(--space-3) 0; padding: 0; }
.faq-item .faq-content ul li {
  position: relative;
  padding-left: 26px;
  margin-bottom: 6px;
  list-style: none;
}
.faq-item .faq-content ul li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 6px;
  width: 16px;
  height: 16px;
  background: var(--gold);
  -webkit-mask: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'><polyline points='20 6 9 17 4 12'/></svg>") center/contain no-repeat;
          mask: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'><polyline points='20 6 9 17 4 12'/></svg>") center/contain no-repeat;
}

/* ==========================================================================
   Final CTA — Download form
   ========================================================================== */
.cta-form {
  background:
    radial-gradient(800px 400px at 30% 30%, rgba(182, 150, 88, 0.08), transparent 70%),
    linear-gradient(135deg, var(--navy) 0%, var(--navy-soft) 100%);
  color: var(--white);
  padding: var(--space-8) var(--space-5) var(--space-9);
  text-align: center;
}
.cta-form .eyebrow { color: var(--gold-light); margin-bottom: var(--space-3); }
.cta-form h2 {
  color: var(--white);
  font-size: clamp(32px, 3.8vw, 44px);
  max-width: 740px;
  margin: 0 auto var(--space-3);
  line-height: 1.15;
}
.cta-form p.cta-sub {
  color: rgba(255, 255, 255, 0.78);
  font-size: 17px;
  max-width: 580px;
  margin: 0 auto var(--space-6);
}
.cta-form-wrap {
  max-width: 720px;
  margin: 0 auto;
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 8px;
  box-shadow: var(--shadow-xl);
}
.cta-form-wrap iframe {
  width: 100%;
  border: 0;
  display: block;
  border-radius: var(--radius-md);
}

/* ==========================================================================
   Footer
   ========================================================================== */
.site-footer {
  background: var(--navy);
  color: rgba(255, 255, 255, 0.78);
  padding: var(--space-8) var(--space-5) var(--space-5);
}
.footer-grid {
  max-width: var(--container);
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr;
  gap: var(--space-8);
  padding-bottom: var(--space-7);
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}
.footer-brand img { width: 280px; max-width: 100%; height: auto; }
.footer-brand p {
  margin-top: var(--space-4);
  font-size: 14.5px;
  line-height: 1.6;
  max-width: 360px;
  color: rgba(255, 255, 255, 0.62);
}
.footer-grid h4 {
  font-family: var(--font-sans);
  color: var(--white);
  font-size: 13px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.16em;
  margin-bottom: var(--space-4);
}
.footer-grid ul li {
  margin-bottom: var(--space-3);
  font-size: 15px;
  line-height: 1.55;
}
.footer-grid ul li a {
  color: rgba(255, 255, 255, 0.78);
  transition: color 0.2s var(--ease);
}
.footer-grid ul li a:hover { color: var(--gold-light); }
.footer-bottom {
  max-width: var(--container);
  margin: var(--space-5) auto 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: var(--space-3);
  font-size: 13.5px;
  color: rgba(255, 255, 255, 0.5);
}
.footer-bottom-links { display: flex; gap: var(--space-5); }
.footer-bottom-links a {
  color: rgba(255, 255, 255, 0.65);
  transition: color 0.2s var(--ease);
}
.footer-bottom-links a:hover { color: var(--white); }

/* ==========================================================================
   Responsive
   ========================================================================== */
@media (max-width: 1100px) {
  .services-grid { grid-template-columns: repeat(2, 1fr); }
  .learn-grid { grid-template-columns: repeat(2, 1fr); }
  .two-col { gap: var(--space-7); }
}

@media (max-width: 900px) {
  .who-inner { grid-template-columns: 1fr; gap: var(--space-7); }
  .who-img img { height: 420px; }
  .meet-ben-inner { grid-template-columns: 1fr; text-align: center; gap: var(--space-5); }
  .meet-ben-portrait { margin: 0 auto; }
  .meet-ben-portrait img { width: 240px; height: 240px; }
  .meet-ben-portrait::before { inset: -10px; }
  .meet-ben p { margin-left: auto; margin-right: auto; }
}

@media (max-width: 768px) {
  body { font-size: 16px; }
  .site-header { padding: 16px 20px; flex-wrap: wrap; gap: var(--space-3); }
  .site-header .logo img { height: 38px; }
  .site-header .header-cta { padding: 11px 18px; font-size: 13px; }

  .hero { min-height: auto; padding: var(--space-8) var(--space-5) var(--space-9); }
  .hero h1 { font-size: clamp(32px, 8vw, 44px); }
  .hero-sub { font-size: 15.5px; }
  .hero-tagline { font-size: 18px; }
  .hero-actions { flex-direction: column; align-items: stretch; }

  .section, .services, .success, .learn, .who, .meet-ben, .faq, .cta-form { padding: var(--space-7) var(--space-5); }
  .section-head { margin-bottom: var(--space-6); }
  .two-col { grid-template-columns: 1fr; gap: var(--space-6); }
  .two-col.flip .col-image { order: 0; }
  .two-col .col-image img { height: 320px; }

  .services-grid { grid-template-columns: 1fr; }
  .success-grid { grid-template-columns: 1fr; gap: var(--space-4); }
  .case-body { padding: var(--space-5) var(--space-5) var(--space-6); }
  .case-card h3 { font-size: 24px; }
  .learn-grid { grid-template-columns: 1fr; gap: var(--space-3); }

  .footer-grid { grid-template-columns: 1fr; gap: var(--space-6); }
  .footer-bottom { flex-direction: column; align-items: flex-start; gap: var(--space-3); }
  .footer-bottom-links { gap: var(--space-4); }

  .trust-logos { gap: var(--space-5); }
  .trust-logos img { height: 26px; }
  .trust-logos img.lg { height: 32px; }

  .btn { padding: 14px 22px; font-size: 14px; }
  .btn-lg { padding: 15px 24px; font-size: 14.5px; }
}